Work With Your Doctor to Get Emgality Covered by UnitedHealthcare in New Jersey: Complete Prior Authorization Guide
Answer Box: Getting Emgality Approved by UnitedHealthcare in New Jersey
UnitedHealthcare requires prior authorization for Emgality (galcanezumab-gnlm) with step therapy documentation showing failure of at least two preventive migraine treatments. The fastest path: 1) Gather records of failed preventives (topiramate, propranolol, etc.) with doses and side effects, 2) Schedule a visit to create a comprehensive medical necessity letter, and 3) Submit via the UnitedHealthcare Provider Portal for automated review (often approved within 30 seconds if criteria are met). If denied, New Jersey's IHCAP external review through Maximus Federal Services provides a binding second opinion within 45 days.
Table of Contents
- Set Your Goal: Understanding UnitedHealthcare's Requirements
- Visit Preparation: Building Your Case
- Evidence Kit: What Your Doctor Needs
- Medical Necessity Letter Structure
- Peer-to-Peer Review Support
- After Your Visit: Documentation and Follow-Up
- Appeals Process: New Jersey IHCAP
- Costs and Patient Assistance
- FAQ
Set Your Goal: Understanding UnitedHealthcare's Requirements
Your partnership with your doctor starts with understanding exactly what UnitedHealthcare's OptumRx division requires for Emgality approval. As of 2024, prior authorization is mandatory for this CGRP inhibitor, with specific step therapy criteria that must be documented.
Coverage Requirements at a Glance
| Requirement | What It Means | Documentation Needed | 
|---|---|---|
| Prior Authorization | Must be approved before dispensing | Complete PA form via provider portal | 
| Step Therapy | Failed 2+ preventive treatments | Records showing drug, dose, duration, reason for failure | 
| Age Requirement | 18+ years old | Date of birth verification | 
| Diagnosis | Migraine or episodic cluster headache | ICD-10 codes (G43.909 for migraine) | 
| Frequency Documentation | 4+ migraine days per month | Headache diary or clinic notes | 
Source: UnitedHealthcare Prior Authorization Requirements
The key insight: UnitedHealthcare's automated system can approve requests within 30 seconds if your documentation perfectly matches their criteria. This makes thorough preparation with your doctor essential.
Visit Preparation: Building Your Case
Before your appointment, create a comprehensive timeline that your doctor can use to build the strongest possible case.
Your Symptom and Treatment Timeline
Document every preventive treatment you've tried:
- Drug name and generic name
- Exact doses (start and maximum tried)
- Duration of each trial (aim for 2-3 months minimum)
- Specific reason for discontinuation:- Lack of efficacy (continued migraine frequency)
- Side effects (cognitive issues, weight gain, fatigue)
- Contraindications (asthma, kidney stones, pregnancy)
 
Track your functional impact:
- Work days missed due to migraines
- Activities you've had to avoid or modify
- Family/social events affected
- Use of rescue medications (frequency and effectiveness)
Tip: Download a headache diary app or use a simple calendar to track migraine days for at least one month before your visit. UnitedHealthcare looks for documented patterns.
Common Step Therapy Requirements
Based on UnitedHealthcare's step therapy protocols, you'll typically need documented failures of:
- Beta-blockers (propranolol, metoprolol)
- Anticonvulsants (topiramate, valproate)
- Antidepressants (amitriptyline, venlafaxine)
- Other preventives as applicable to your case
Evidence Kit: What Your Doctor Needs
Your doctor will need specific documentation to create a compelling prior authorization request. Help them gather:
Essential Medical Records
- Complete medication history from pharmacy records
- Recent clinic notes (within 6-12 months) documenting migraine frequency
- Lab results if relevant to contraindications
- Specialist consultations (neurologist, headache specialist)
Clinical Guidelines Support
Your doctor should reference:
- FDA labeling for Emgality
- American Headache Society guidelines for CGRP inhibitors
- Evidence showing superior efficacy when standard preventives fail
Contraindication Documentation
If you can't take standard preventives, ensure your doctor documents:
- Asthma or COPD (contraindication to beta-blockers)
- Kidney stones or glaucoma (contraindication to topiramate)
- Liver disease (contraindication to valproate)
- Heart conditions (limiting beta-blocker use)
Medical Necessity Letter Structure
Work with your doctor to ensure the medical necessity letter addresses these key components in order:
1. Patient Information and Diagnosis
Patient: [Name], DOB: [Date], Member ID: [Number]
Diagnosis: Migraine without aura (ICD-10: G43.909)
Migraine frequency: [X] days per month
2. Clinical Rationale
Your doctor should detail:
- Impact on daily functioning and quality of life
- Frequency and severity of attacks
- Use of rescue medications and their limitations
3. Prior Treatment Failures
For each failed preventive:
Topiramate: Initiated [date] at 25mg daily, titrated to 100mg daily over 8 weeks. 
Discontinued after 12 weeks due to cognitive impairment and persistent 
migraine frequency (15+ days/month). Patient experienced significant 
difficulty with word-finding and concentration.
4. Medical Necessity for Emgality
- FDA approval for migraine prevention
- Clinical evidence supporting use after standard preventive failures
- Expected dosing: 240mg loading dose, then 120mg monthly
- Plan for monitoring and follow-up
From Our Advocates: We've seen the strongest approvals when doctors include specific migraine disability scores (like MIDAS) and quantify work/school impact. One composite case involved a teacher whose migraines caused 8 missed work days monthly—this concrete functional impact helped secure rapid approval after the peer-to-peer review.
Peer-to-Peer Review Support
If your initial prior authorization is denied, your doctor can request a peer-to-peer review with a UnitedHealthcare medical director. This must be done within 60 days of the denial and before filing a formal appeal.
How You Can Help Your Doctor
- Offer flexible scheduling for the peer-to-peer call (usually 15-30 minutes)
- Prepare a one-page summary of your case highlighting the most compelling points
- Be available in case the reviewing physician wants to speak with you directly
Key Points for Your Doctor to Emphasize
- Adherence to step therapy requirements with documented failures
- Functional impairment quantified with specific examples
- Safety concerns with standard preventives if applicable
- Clinical guideline support for CGRP inhibitors as appropriate next step
After Your Visit: Documentation and Follow-Up
What to Save and Track
- Copy of the prior authorization submission
- Reference number and submission date
- Expected timeline for decision (typically 3-5 business days)
- Contact information for follow-up
Portal Communication
Use your patient portal to:
- Message your doctor if you remember additional treatment details
- Upload any pharmacy records you obtain independently
- Ask for copies of the medical necessity letter for your records
Timeline Expectations
- Automated approval: Within 30 seconds if criteria are perfectly met
- Standard review: 3-5 business days
- Peer-to-peer review: Usually scheduled within 1-2 weeks of request
- Appeal decision: 15-30 days for internal appeals
Appeals Process: New Jersey IHCAP
If UnitedHealthcare denies your Emgality request after internal appeals, New Jersey offers one of the nation's strongest external review programs through the Independent Health Care Appeals Program (IHCAP).
New Jersey External Review Process
Administered by: Maximus Federal Services Timeline: 45 days for standard review, 48 hours for urgent cases Cost: Free (insurers pay all fees) Decision: Binding on UnitedHealthcare
When to File
- After completing all internal UnitedHealthcare appeals (typically 2 levels)
- Within 4 months of the final internal denial
- For fully insured plans (not self-funded employer plans)
How to Submit
- Online: njihcap.maximus.com
- Phone: 1-888-393-1062 for assistance
- Mail/Fax: As directed on the IHCAP forms
Required Documentation
- Final denial letter from UnitedHealthcare
- Complete medical records supporting medical necessity
- Signed medical release forms
- IHCAP application form
Note: New Jersey's IHCAP has strong success rates for specialty drug appeals when comprehensive medical documentation is provided. The reviewing physicians are independent specialists with expertise in the relevant medical area.
Costs and Patient Assistance
While working toward insurance approval, explore these cost-reduction options:
Manufacturer Support
Emgality Savings Program: Up to $150 off monthly copays for commercially insured patients
- Eligibility: Commercial insurance, not Medicare/Medicaid
- Apply: Emgality.lilly.com
Additional Resources
- Patient Advocate Foundation: Copay relief for qualifying patients
- NeedyMeds: Database of patient assistance programs
- GoodRx: Discount pricing for cash-pay patients
At Counterforce Health, we help patients and clinicians turn insurance denials into successful appeals by creating targeted, evidence-backed letters that address payer-specific requirements. Our platform identifies the exact denial reasons and drafts point-by-point rebuttals using the right clinical evidence and procedural requirements.
FAQ
How long does UnitedHealthcare prior authorization take for Emgality in New Jersey? Automated approvals happen within 30 seconds if criteria are met. Standard reviews take 3-5 business days. Peer-to-peer reviews add 1-2 weeks to the timeline.
What if Emgality is non-formulary on my UnitedHealthcare plan? Non-formulary medications can still be approved through the prior authorization process with strong medical necessity documentation. Focus on step therapy failures and contraindications to formulary alternatives.
Can I request an expedited appeal in New Jersey? Yes, both UnitedHealthcare and New Jersey's IHCAP offer expedited reviews for urgent medical situations. Document why delay would cause serious harm to your health.
Does step therapy apply if I failed treatments outside New Jersey? Yes, documented treatment failures from other states count toward step therapy requirements. Ensure your doctor obtains complete records from previous providers.
What happens if IHCAP overturns UnitedHealthcare's denial? The decision is binding. UnitedHealthcare must cover Emgality according to the IHCAP determination. This typically happens within days of the decision.
How much does Emgality cost without insurance? List price is approximately $741.69 per 120mg pen. With manufacturer coupons and pharmacy discounts, cash prices often range from $690-$870 monthly.
Sources & Further Reading
- UnitedHealthcare Prior Authorization Requirements (PDF)
- UnitedHealthcare Step Therapy Guidelines
- New Jersey IHCAP - Maximus Federal Services
- NJ Department of Banking and Insurance Appeals Info
- FDA Emgality Prescribing Information
- Emgality Patient Savings Program
Disclaimer: This information is for educational purposes only and does not constitute medical or legal advice. Insurance coverage decisions depend on individual plan terms and medical circumstances. Always consult with your healthcare provider and insurance company for guidance specific to your situation. For additional help with insurance appeals in New Jersey, contact the NJ Department of Banking and Insurance at 1-800-446-7467.
Working with your doctor as a true partner in navigating UnitedHealthcare's requirements gives you the best chance of getting Emgality approved quickly. When you both understand the process and prepare thoroughly, you're much more likely to succeed—whether through the initial prior authorization, peer-to-peer review, or New Jersey's excellent external appeal system through Counterforce Health and similar advocacy resources.
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