Humana's Coverage Criteria for Oxlumo (lumasiran) in California: What Counts as "Medically Necessary"?
Quick Answer: Humana requires prior authorization for Oxlumo (lumasiran) in California with documented PH1 diagnosis, elevated urinary oxalate levels, and nephrology specialist prescribing. Submit PA via Humana provider portal with genetic testing, baseline labs, and medical necessity letter. If denied, file internal appeal within 60 days, then California Independent Medical Review (IMR) through DMHC. Start by gathering PH1 confirmation and recent oxalate measurements today.
Table of Contents
- Policy Overview
- Indication Requirements
- Step Therapy & Exceptions
- Required Diagnostics
- Site of Care & Specialty Pharmacy
- Evidence to Support Necessity
- Sample Medical Necessity Letter
- Common Denial Reasons & Fixes
- Appeals Playbook for California
- FAQ
- Sources & Further Reading
Policy Overview
Humana Medicare Advantage and commercial plans in California require prior authorization for Oxlumo (lumasiran), a high-cost specialty medication for primary hyperoxaluria type 1 (PH1). The drug carries an annual list price of approximately $493,000, making it subject to stringent utilization management.
Plan Types and Coverage
- Medicare Advantage: Prior authorization mandatory; follows CMS guidelines with plan-specific criteria
- Commercial HMO/PPO: Prior authorization required; may include additional step therapy requirements
- Medicaid (Medi-Cal): Coverage varies by managed care plan; often requires specialist consultation
All Humana plans in California classify Oxlumo as a specialty medication requiring prior authorization, regardless of plan type. You can verify current requirements using Humana's Prior Authorization Search Tool.
Indication Requirements
FDA-Approved Use
Oxlumo is FDA-approved for primary hyperoxaluria type 1 (PH1) to lower urinary oxalate in pediatric and adult patients. Humana requires strict adherence to this labeled indication.
Key Documentation Needed:
- Confirmed PH1 diagnosis via genetic testing (AGXT gene mutations) or liver enzyme analysis
- Age verification (approved for all ages, including infants as young as 4 months)
- Treatment goal: documented need to reduce urinary oxalate levels
Off-Label Considerations
Humana does not typically cover off-label use of Oxlumo for other hyperoxaluria types. Any off-label request requires exceptional medical necessity documentation and specialist consultation.
Step Therapy & Exceptions
Required Prior Treatments
Unlike many specialty medications, Oxlumo generally does not require step therapy failure documentation for PH1 patients. However, Humana may request evidence of:
- Conservative management attempts (dietary oxalate restriction, increased fluid intake)
- Previous treatments for complications (kidney stones, chronic kidney disease)
- Documentation of why alternative treatments are inadequate
Medical Exception Pathways
If step therapy applies to your specific plan, exceptions can be granted for:
- Contraindications: Medical reasons why alternatives cannot be used
- Prior failures: Previous unsuccessful trials with documented outcomes
- Clinical urgency: Progressive kidney disease requiring immediate intervention
Required Diagnostics
Baseline Laboratory Values
Humana requires specific lab values to establish medical necessity:
| Test | Required Value | Timing | Documentation |
|---|---|---|---|
| 24-hour urinary oxalate | >0.514 mmol/24hr/1.73m² | Within 90 days | Lab report with BSA correction |
| eGFR | ≥30 mL/min/1.73m² | Within 30 days | Current kidney function |
| Genetic testing | AGXT mutations | Any time | Pathogenic variants confirmed |
| Spot urine oxalate:creatinine | Elevated (pediatric <6 years) | Within 90 days | Alternative to 24-hour collection |
Monitoring Requirements
For ongoing coverage, Humana expects:
- Month 3: Urinary oxalate reduction documentation
- Month 6: Target ≥65% reduction from baseline or normalization (≤0.514 mmol/24hr/1.73m²)
- Annual renewals: Continued response and clinical benefit
Site of Care & Specialty Pharmacy
Administration Requirements
- Healthcare provider administered: Oxlumo must be given by trained medical professionals
- Subcutaneous injection: Monthly for 3 months, then quarterly maintenance
- Weight-based dosing: Requires accurate weight documentation for proper vial calculation
Specialty Pharmacy Routing
Humana typically requires Oxlumo to be obtained through their specialty pharmacy network. Confirm routing requirements with Humana Pharmacy before prescribing.
Evidence to Support Necessity
Clinical Guidelines and Citations
When preparing your medical necessity letter, reference these authoritative sources:
- FDA Prescribing Information: Primary indication and dosing guidelines
- ILLUMINATE-A and ILLUMINATE-B trials: Clinical efficacy data showing 65-72% oxalate reduction
- Nephrology society guidelines: Expert consensus on PH1 management
Peer-Reviewed Evidence
Include references to published studies demonstrating:
- Oxlumo's mechanism of action (siRNA targeting HAO1/glycolate oxidase)
- Clinical trial outcomes in pediatric and adult populations
- Long-term safety and efficacy data from open-label extensions
Sample Medical Necessity Letter
Template Structure
A successful medical necessity letter should address all Humana criteria:
Patient Information
- Full name, date of birth, Humana member ID
- Diagnosis: Primary hyperoxaluria type 1 (ICD-10: E74.8)
Prescriber Credentials
- Board certification in nephrology, genetics, or related specialty
- Clinical experience with PH1 management
Medical Necessity Statement "This [age]-year-old patient has confirmed primary hyperoxaluria type 1 with elevated baseline urinary oxalate of [value] mmol/24hr/1.73m² (normal ≤0.514). Genetic testing confirmed pathogenic AGXT mutations. Current eGFR is [value] mL/min/1.73m². Without treatment, this patient faces progressive kidney disease and potential end-stage renal disease. Oxlumo is the only FDA-approved therapy specifically targeting the underlying metabolic defect in PH1."
Clinical Rationale
- Document PH1 complications (nephrolithiasis, nephrocalcinosis, CKD progression)
- Explain why conservative measures are insufficient
- Reference clinical trial data supporting efficacy expectations
Common Denial Reasons & Fixes
| Denial Reason | How to Overturn | Required Documentation |
|---|---|---|
| "No PH1 confirmation" | Submit genetic test results | AGXT mutation report from certified lab |
| "Urinary oxalate not elevated" | Provide corrected lab values | 24-hour urine with BSA correction |
| "Non-specialist prescriber" | Add nephrology consultation | Consult note from PH1 expert |
| "Insufficient medical necessity" | Strengthen clinical narrative | Detailed letter with guidelines citations |
| "Missing baseline values" | Submit recent lab work | Labs within 90 days of request |
Appeals Playbook for California
Internal Appeal Process
If Humana denies your initial prior authorization:
- File internal appeal within 60 days of denial notification
- Submit additional documentation addressing denial reasons
- Request peer-to-peer review with Humana medical director
- Timeline: Standard appeals decided within 30 days; expedited within 72 hours for urgent cases
California Independent Medical Review (IMR)
After exhausting internal appeals, California residents can request IMR through the Department of Managed Health Care (DMHC):
Process Steps:
- File IMR application via DMHC website or call 888-466-2219
- No cost to patient - DMHC covers review expenses
- Independent physician review by board-certified specialist
- Timeline: 45 days standard, 7 days expedited
- Binding decision - Humana must comply if overturned
Success Rates: California IMR has approximately 68% overturn rate for well-documented rare disease cases.
For complex prior authorization challenges, platforms like Counterforce Health help patients and clinicians turn insurance denials into targeted, evidence-backed appeals by analyzing denial letters, plan policies, and clinical notes to draft point-by-point rebuttals aligned with payer requirements.
FAQ
How long does Humana prior authorization take for Oxlumo in California? Standard decisions within 1-2 business days for electronic submissions; up to 14 days for paper submissions. Expedited reviews completed within 72 hours for urgent cases.
What if Oxlumo is non-formulary on my Humana plan? Request formulary exception with medical necessity documentation. Non-formulary medications can be covered when medically necessary and no formulary alternatives exist.
Can I request an expedited appeal in California? Yes, expedited appeals available for urgent medical situations. Contact Humana member services or file expedited IMR through DMHC for life-threatening conditions.
Does step therapy apply to Oxlumo for PH1? Generally no, due to lack of therapeutic alternatives for PH1. However, some plans may require documentation of conservative management attempts.
What happens if my child outgrows weight-based dosing? Submit updated weight and dosing calculations with renewal request. Humana will adjust authorization for appropriate vial quantities.
How do I find a PH1 specialist in California? Contact major academic medical centers with nephrology or genetics programs. The National Organization for Rare Disorders maintains specialist directories.
Sources & Further Reading
- Humana Prior Authorization Portal
- California DMHC Independent Medical Review
- Oxlumo FDA Prescribing Information
- Primary Hyperoxaluria Foundation
- Alnylam Act PH1 Testing Program
This information is for educational purposes only and does not constitute medical advice. Always consult with healthcare professionals and verify current insurance policies. For personalized assistance with prior authorizations and appeals, consider consulting with specialized advocacy services like Counterforce Health, which helps transform insurance denials into successful appeals through targeted, evidence-based strategies.
Disclaimer: Insurance policies and coverage criteria change frequently. Verify all information with current Humana policies and California regulatory requirements before making coverage decisions.
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