How to Get Skyrizi (Risankizumab) Covered by Aetna (CVS Health) in Florida: Complete Guide to Prior Authorization and Appeals
Answer Box: Getting Skyrizi Covered by Aetna (CVS Health) in Florida
Yes, Skyrizi (risankizumab) is covered by most Aetna (CVS Health) plans in Florida as a specialty medication requiring prior authorization. To get approved:
- Submit PA form with documented moderate-to-severe psoriasis (≥10% BSA or PASI ≥10) and failure/intolerance to at least one TNF inhibitor
- Include TB screening (completed within 12 months) and hepatitis B tests
- Use CVS Specialty Pharmacy for dispensing after approval
Standard decisions take 30-45 days; expedited reviews resolve within 72 hours. If denied, you have 180 days to appeal internally, then can request external review through Florida's Department of Financial Services.
Table of Contents
- Coverage Basics
- Prior Authorization Process
- Medical Necessity Requirements
- Step Therapy and Alternative Requirements
- Costs and Savings Options
- Appeals Process in Florida
- Specialty Pharmacy Requirements
- Timeline Expectations
- Common Denial Reasons and Solutions
- FAQ
Coverage Basics
Is Skyrizi Covered by Aetna (CVS Health)?
Skyrizi is covered by most Aetna commercial plans, Medicare Advantage, and Florida Medicaid managed care as a specialty tier medication. All plans require prior authorization before dispensing. The drug must be obtained through CVS Specialty Pharmacy or other approved specialty pharmacy networks.
Which Plans Cover Skyrizi?
- Commercial/Employer Plans: Covered with PA and specialty pharmacy requirement
- Medicare Advantage: Covered with PA; copay assistance not available
- Florida Medicaid: Covered through Aetna Better Health Florida with PA
- Individual/ACA Plans: Coverage varies by formulary tier
Note: Government insurance beneficiaries (Medicare, Medicaid, TRICARE, VA) cannot use manufacturer copay assistance programs.
Prior Authorization Process
Step-by-Step: Fastest Path to Approval
- Gather Required Documentation (Patient/Clinic)
- Insurance card and member ID
- Complete medical records showing psoriasis severity
- Documentation of prior therapy failures
- Recent TB and hepatitis B screening results
- Complete PA Form (Prescriber)
- Download Aetna Skyrizi Precertification Request
- Fill all required clinical sections completely
- Attach supporting medical records
- Submit to Aetna (Prescriber/Staff)
- Fax: 1-888-267-3277
- Phone: 1-866-752-7021 (TTY: 711)
- Online: Via Availity provider portal
- Track Status (Patient/Prescriber)
- Check Availity portal or call member services
- Standard review: 30-45 days
- Expedited review: 72 hours (with clinical urgency)
- Coordinate with CVS Specialty (Patient)
- Call 1-800-237-2767 after approval
- Complete enrollment and delivery arrangements
Required Forms and Documentation
| Document | Who Completes | Where to Find |
|---|---|---|
| Skyrizi Precertification Request | Prescriber | Aetna website |
| Medical records (diagnosis, severity, prior treatments) | Prescriber | Patient's medical chart |
| TB screening results | Prescriber | Lab/imaging reports |
| Hepatitis B panel | Prescriber | Lab reports |
Medical Necessity Requirements
Psoriasis Severity Documentation
For moderate-to-severe plaque psoriasis approval, provide:
- Body Surface Area (BSA) ≥10% affected, OR
- PASI score ≥10, OR
- Physician Global Assessment (PGA) ≥3
- Duration ≥6 months of chronic plaque psoriasis
- Failed conventional therapy (methotrexate, cyclosporine, acitretin) or phototherapy
Required Laboratory Screening
Tuberculosis Screening (within 12 months):
- Tuberculin skin test (TST) or interferon-gamma release assay (IGRA)
- Chest X-ray if TB risk factors present
- Document negative results or completed treatment for latent TB
Hepatitis B Panel:
- HBsAg (surface antigen)
- Total anti-HBc (core antibody)
- Anti-HBs (surface antibody)
Clinician Tip: Submit complete lab panels upfront. Incomplete screening is a common cause of PA delays or denials.
Step Therapy and Alternative Requirements
What Counts as Step Therapy for Aetna?
Required Prior Therapy Failure/Intolerance:
- At least one TNF inhibitor (adalimumab/Humira, etanercept/Enbrel, infliximab/Remicade)
- Document specific reasons for discontinuation:
- Lack of efficacy after adequate trial (typically 12-16 weeks)
- Intolerable side effects
- Medical contraindications
Alternative Acceptable Failures:
- Conventional systemic agents (methotrexate, cyclosporine, acitretin)
- Phototherapy (PUVA, narrowband UVB)
- Other IL-17 or IL-23 inhibitors
Documentation Requirements
For each prior therapy, include:
- Drug name and dosing
- Duration of treatment
- Clinical response (PASI scores if available)
- Reason for discontinuation
- Date of last dose
Costs and Savings Options
Insurance Coverage and Copays
Skyrizi is typically placed on specialty tier with higher cost-sharing:
- Copay: Often $100+ per fill for commercial plans
- Coinsurance: 20-50% of negotiated price
- Deductible: May apply before coverage begins
Manufacturer Savings Programs
Skyrizi Complete Savings Card:
- Available for commercially insured patients
- Can reduce copay to as low as $5 per dose
- Not available for Medicare, Medicaid, TRICARE, or VA beneficiaries
- Enroll at Skyrizi.com or call 1-866-SKYRIZI
Additional Support:
- Skyrizi Complete Nurse Ambassador program
- Insurance navigation assistance
- Home injection training and support
Appeals Process in Florida
Internal Appeals Timeline
For Members (Non-Medicare):
- Deadline: 180 days from denial notice
- Decision: 30 days for pre-service, 60 days for post-service
- Expedited: 72 hours for urgent medical needs
For Medicare Plans:
- Deadline: 60 days from denial
- Decision: 30 days standard, 72 hours expedited
How to File an Appeal
- Complete Appeal Form
- Use Provider Complaint and Appeal Request
- Include original denial letter and supporting documentation
- Submit Appeal
- Online: Availity provider portal
- Mail/Fax: Address specified on denial letter
- Mark "EXPEDITED" if urgent medical situation
- Track Appeal Status
- Monitor through provider portal
- Call Aetna appeals line for updates
External Review in Florida
If internal appeals are unsuccessful:
Eligibility:
- Disputed amount exceeds $500
- All internal appeals exhausted
- Request within 4 months of final denial
Process:
- Submit request to Florida Department of Financial Services
- Independent medical review by unaffiliated specialists
- No cost to consumer
- Decision is binding on Aetna
Timeline: 45 days standard, 72 hours for urgent cases
From our advocates: "We've seen Skyrizi appeals succeed when prescribers include detailed PASI scores before and after prior TNF inhibitor trials, clearly documenting inadequate response. A comprehensive medical necessity letter citing FDA labeling and dermatology guidelines significantly strengthens the case."
Specialty Pharmacy Requirements
Why CVS Specialty?
Aetna requires most specialty medications, including Skyrizi, to be dispensed through their contracted specialty pharmacy network. CVS Specialty is the primary network pharmacy for most Aetna plans.
Enrollment Process
- Provider submits prescription to CVS Specialty after PA approval
- Patient completes CVS Specialty enrollment form
- Coordinate delivery to home or infusion center
- Schedule injection training if needed
CVS Specialty Contact: 1-800-237-2767
Home Delivery and Support
- Free shipping to home or physician office
- Cold-chain temperature monitoring
- 24/7 pharmacist support
- Injection training and supplies included
Counterforce Health helps patients and clinicians navigate complex prior authorization requirements by analyzing denial letters and crafting targeted, evidence-backed appeals that align with payer policies and clinical guidelines.
Timeline Expectations
| Process Step | Standard Timeline | Expedited Timeline |
|---|---|---|
| Prior Authorization Decision | 30-45 days | 72 hours |
| Internal Appeal Decision | 30-60 days | 72 hours |
| External Review Decision | 45 days | 72 hours |
| CVS Specialty Processing | 3-7 days after approval | Same |
| First Dose Delivery | 1-2 weeks after enrollment | Priority shipping |
Common Denial Reasons and Solutions
| Denial Reason | Solution | Required Documentation |
|---|---|---|
| "Not medically necessary" | Submit severity documentation | PASI ≥10, BSA ≥10%, or PGA ≥3 |
| "Step therapy not met" | Document TNF inhibitor failure | Detailed prior therapy records |
| "Incomplete TB screening" | Submit complete screening | TST/IGRA + chest X-ray if indicated |
| "Non-formulary drug" | Request formulary exception | Medical necessity letter + alternatives tried |
| "Quantity limits exceeded" | Provide FDA dosing rationale | Prescriber attestation of appropriate dosing |
FAQ
How long does Aetna prior authorization take for Skyrizi in Florida? Standard PA decisions take 30-45 days. Expedited reviews for urgent medical situations are completed within 72 hours.
What if Skyrizi is not on my Aetna formulary? Request a formulary exception by submitting a medical necessity letter documenting why Skyrizi is medically necessary and why formulary alternatives are inappropriate.
Can I appeal if my Skyrizi PA is denied? Yes. You have 180 days to file an internal appeal with Aetna. If unsuccessful, you can request external review through Florida's Department of Financial Services.
Does step therapy apply if I failed TNF inhibitors in another state? Yes. Prior therapy failures from any state count toward step therapy requirements, as long as you have adequate documentation.
What's the difference between expedited and standard appeals? Expedited appeals are for urgent medical situations where delay could jeopardize health. They're decided within 72 hours versus 30-60 days for standard appeals.
Can I use manufacturer copay assistance with Aetna? Yes, if you have commercial Aetna coverage. Medicare, Medicaid, and other government plan beneficiaries are not eligible for manufacturer copay programs.
When facing complex insurance denials, Counterforce Health specializes in turning insurance denials into successful appeals by identifying specific denial reasons and crafting point-by-point rebuttals using the right clinical evidence and payer-specific requirements.
Sources & Further Reading
- Aetna Skyrizi Prior Authorization Form
- Aetna Provider Appeals Process
- Florida Department of Financial Services - Insurance Appeals
- Aetna External Review Program
- CVS Specialty Pharmacy Services
- Skyrizi Complete Patient Support
Disclaimer: This guide provides general information about insurance coverage and appeals processes. It is not medical advice and should not replace consultation with your healthcare provider or insurance representative. Coverage policies and requirements may change. Always verify current requirements with Aetna and consult official policy documents for the most up-to-date information.
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