How to Get Keytruda (Pembrolizumab) Approved by Aetna CVS Health in Virginia: Complete Guide to Prior Authorization, Appeals, and Billing
Answer Box: Getting Keytruda Covered by Aetna CVS Health in Virginia
Prior authorization is required for Keytruda (pembrolizumab) through Aetna CVS Health. Submit your request with complete clinical documentation including PD-L1 test results, pathology reports, and prior therapy records. If denied, Virginia's State Corporation Commission provides external review within 120 days. First step today: Have your doctor call Aetna at (866) 752-7021 to initiate prior authorization and confirm your specific plan requirements.
Table of Contents
- Coverage Requirements at a Glance
- ICD-10 Coding for Medical Necessity
- HCPCS J-Code and Billing Essentials
- Step-by-Step: Fastest Path to Approval
- Common Denial Reasons & How to Fix Them
- Virginia External Review Process
- Appeals Playbook for Aetna CVS Health
- Costs and Patient Assistance
- Frequently Asked Questions
Coverage Requirements at a Glance
| Requirement | What It Means | Where to Find It | Source |
|---|---|---|---|
| Prior Authorization | Required for all Aetna plans | Call (866) 752-7021 or fax (888) 267-3277 | Aetna Precert List |
| PD-L1 Testing | Required for most cancer types | Submit test results with PA request | Aetna Clinical Policy 0890 |
| Specialty Pharmacy | Must use CVS Specialty or network pharmacy | Verify with plan | CVS Specialty Drug List |
| HCPCS Code | J9271 (1 mg = 1 billing unit) | Provider billing | Medical billing standards |
| Appeals Deadline | 120 days for Virginia external review | Track from denial date | Virginia SCC External Review |
ICD-10 Coding for Medical Necessity
Accurate diagnosis coding is crucial for Keytruda approval. Your medical team needs to document the specific cancer type and stage using precise ICD-10 codes.
Primary Cancer Diagnosis Codes
Melanoma (C43 series)
- Use specific anatomical subcodes (C43.0-C43.9)
- Include laterality when applicable
- Document metastatic spread with additional codes
Non-Small Cell Lung Cancer
- Primary: C34.x series for lung location
- Metastatic: C78.x for secondary respiratory sites
- Must include PD-L1 testing results
Urothelial Carcinoma
- C67.x series for bladder location
- Document prior platinum-based chemotherapy
- Include staging information
Documentation Requirements
Your oncologist's medical necessity letter should include:
- Confirmed pathology diagnosis with ICD-10 code
- Cancer stage and metastatic status
- PD-L1 expression levels (where required)
- Prior therapy failures or contraindications
- Treatment goals and expected duration
Tip: Avoid unspecified codes like C67.9. Aetna's review process favors specific anatomical subcodes that clearly establish the diagnosis.
HCPCS J-Code and Billing Essentials
Keytruda Billing Basics
HCPCS Code: J9271
- 1 unit = 1 mg of pembrolizumab
- Standard dose: 200 mg every 3 weeks or 400 mg every 6 weeks
- Bill exact milligrams administered per infusion
Unit Calculation Examples
- 200 mg dose = 200 units of J9271
- 400 mg dose = 400 units of J9271
- Weight-based dosing: 2 mg/kg × patient weight = total units
Site of Care Requirements
Aetna's Site of Care policy may restrict where Keytruda can be administered. Verify approved settings with your plan:
- Hospital outpatient departments
- Physician offices with infusion capabilities
- Approved infusion centers
Step-by-Step: Fastest Path to Approval
1. Gather Required Documentation
Who does it: Medical team Timeline: 1-2 days
- Complete pathology report with ICD-10 codes
- PD-L1 test results (if required for your cancer type)
- Prior therapy records showing failures or intolerances
- Current staging and imaging results
2. Submit Prior Authorization Request
Who does it: Prescribing physician or staff Timeline: Same day
- Call Aetna: (866) 752-7021
- Fax completed forms: (888) 267-3277
- Use official Keytruda precertification form
3. Confirm Specialty Pharmacy Network
Who does it: Patient or clinic Timeline: 1 day
- Verify CVS Specialty is in-network
- Arrange delivery logistics
- Confirm prior authorization transfer
4. Monitor Decision Timeline
Who does it: Patient and clinic Timeline: 30-45 days standard
- Track submission via Aetna provider portal
- Request expedited review if medically urgent
- Prepare appeal documentation if denied
5. Appeal if Necessary
Who does it: Patient with physician support Timeline: Within 180 days of denial
- Submit additional clinical evidence
- Request peer-to-peer review
- Consider Virginia external review process
Common Denial Reasons & How to Fix Them
| Denial Reason | How to Overturn | Required Documentation |
|---|---|---|
| Missing PD-L1 testing | Submit test results | Lab report with CPS or TPS scores |
| Wrong line of therapy | Document prior failures | Treatment records showing progression |
| Non-formulary status | Request formulary exception | Clinical rationale for Keytruda over alternatives |
| Quantity limits exceeded | Provide dosing justification | Weight-based calculation or protocol citation |
| Experimental/investigational | Cite FDA approval | FDA label for specific indication |
Virginia External Review Process
If Aetna denies your Keytruda request after internal appeals, Virginia's State Corporation Commission offers independent external review.
Eligibility Requirements
- Must complete Aetna's internal appeal process first
- Denial based on medical necessity or experimental treatment determination
- Request must be filed within 120 days of final denial
Required Forms
- Form 216-A (External Review Request)
- Form 216-B if filing as authorized representative
- Form 216-C for expedited review (physician certification)
Submission Process
Fax: (804) 371-9915
Email: [email protected]
Mail: State Corporation Commission, Bureau of Insurance – External Review, P.O. Box 1157, Richmond, VA 23218
Timeline
- Standard review: 45 days maximum
- Expedited review: 72 hours if delay could jeopardize health
- Total process: Not to exceed 60 days
Note: Virginia allows expedited external review for cancer treatment denials without exhausting all internal appeals in urgent situations.
Appeals Playbook for Aetna CVS Health
Internal Appeals Process
Level 1: Standard Appeal
- Deadline: 180 days from denial
- Timeline: 30-45 days for decision
- How to file: Written request with additional documentation
- Required: Copy of denial letter, new clinical evidence
Level 2: Independent Review
- When: After Level 1 denial
- Timeline: 30-45 days
- Process: Independent medical reviewer evaluates case
Expedited Appeals
- When to use: Urgent medical situations
- Timeline: 72 hours for decision
- Required: Physician certification of urgency
Peer-to-Peer Review
Your oncologist can request direct discussion with Aetna's medical director:
- Schedule through provider services
- Prepare clinical rationale and guidelines
- Document conversation outcomes
Costs and Patient Assistance
Keytruda Pricing
- Approximate cost: $23,591 per 6-week dose
- Annual treatment cost: $200,000+ depending on regimen
- Varies by patient weight and dosing schedule
Financial Assistance Options
Merck Patient Assistance Program
- Income-based eligibility
- May cover copays or provide free drug
- Apply through Merck Helps (verify current website)
Foundation Grants
- Patient Advocate Foundation
- CancerCare Co-Payment Assistance
- Leukemia & Lymphoma Society
State Resources Virginia's Medicaid expansion may provide coverage for eligible patients. Contact Virginia Department of Social Services for eligibility screening.
Counterforce Health helps patients navigate the complex prior authorization and appeals process by analyzing denial letters and creating evidence-backed appeals tailored to each payer's specific requirements. Their platform identifies denial reasons and drafts point-by-point rebuttals using the right clinical evidence and citations.
Frequently Asked Questions
How long does Aetna prior authorization take for Keytruda in Virginia?
Standard decisions typically take 30-45 days. Expedited reviews for urgent medical situations are decided within 72 hours. Submit complete documentation to avoid delays.
What if Keytruda is not on my Aetna formulary?
Request a formulary exception by having your doctor submit clinical justification explaining why formulary alternatives are not appropriate for your specific cancer type and situation.
Can I request expedited appeal in Virginia?
Yes, if your physician certifies that waiting for standard review could jeopardize your health. Virginia processes expedited external reviews within 72 hours.
Does step therapy apply to Keytruda for cancer treatment?
Step therapy requirements vary by cancer type and line of treatment. Your doctor can request a step therapy override by documenting why first-line treatments failed or are contraindicated.
What happens if Virginia external review upholds the denial?
If the independent review organization upholds Aetna's denial, you may still have options including legal consultation or exploring alternative funding sources through patient assistance programs.
How do I find an in-network specialty pharmacy for Keytruda?
CVS Specialty is typically the preferred network pharmacy for Aetna CVS Health plans. Confirm network status and coordinate delivery with your oncology team.
From our advocates: We've seen many Keytruda denials overturned when patients and their doctors work together to submit comprehensive clinical documentation. The key is often providing complete PD-L1 testing results and detailed records of prior therapy failures. Don't give up after the first denial – Virginia's external review process has helped numerous cancer patients access needed treatments.
When dealing with complex prior authorization requirements, Counterforce Health can help streamline the process by automatically generating targeted appeals that address specific payer criteria and include the right clinical evidence for your situation.
Sources & Further Reading
- Aetna Clinical Policy Bulletin 0890: Pembrolizumab
- Aetna Keytruda Precertification Form
- Virginia SCC External Review Process
- CVS Specialty Drug List
- Aetna 2024 Precertification List
Disclaimer: This guide provides general information about insurance coverage and appeals processes. It is not medical or legal advice. Always consult with your healthcare providers and insurance plan for specific coverage decisions. For additional help with insurance appeals in Virginia, contact the State Corporation Commission Bureau of Insurance at 1-877-310-6560.
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